What's Changing
While your life may have changed over the last year, you can take comfort in the fact that the plan isn’t changing for 2024.
2024 Costs
We remain committed to providing you with a benefits plan that balances the coverage you need with costs that are financially sustainable over the long term. We are seeing some small market-based changes to our price tags that are overall reflective of market-competitive rates. The amount you pay is based on the options you choose and who you cover. You’ll see the cost of each benefit when you re-enrol on the Franchise Benefits Store.
You Can Help Keep Your Costs Manageable
While health care costs continue to rise, there are things you can do during the year to help keep your costs down. We encourage you to invest in your health, including:
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Focus on being and staying healthy. It starts with you. Staying healthy is important to maintaining and improving the quality of life for each of us, and our families.
- Exercising regularly and making smart food choices help to prevent disease and are essential to living a healthy life.
- Healthy living may also result in fewer trips to a doctor or paramedical practitioner, as well as less reliance on prescription drugs.
- Get the most value from your plan. Take responsibility for how you use your benefits to help minimize your out-of-pocket expenses. It’s important to understand your benefits plan, including:
- Plan limits,
- How to get the highest reimbursement for your prescriptions, and
- Get pre-authorization for dental services to know what is covered.
- Use the tools provided by Medavie Blue Cross. Use the Medavie Blue Cross website or Mobile App for benefits information at your fingertips. You can submit claims instantly, get plan information, search for eligibility of prescription drugs or check coverage, sign up for direct deposit—and more!
- Try to plan ahead. Prioritize how you use your benefit dollars. Knowing how you’re going to use your benefits may influence the coverage you select in the upcoming year.